# Lending Lending on Pyron allows users to put their idle crypto assets to work by supplying them into asset-specific pools. These pools provide liquidity for borrowers across the Fogo ecosystem, while lenders earn interest on their deposits in real-time. The system is entirely permissionless, composable, and optimized for capital efficiency, making it easy to earn passive yield while participating in Fogo-native DeFi.\ \ Pyron’s lending model operates by allowing users to lend their crypto assets into a shared pool, which is then used to fund the borrowing needs of other users on the platform. Here’s how it works: **1- Asset Pooling: When you lend your assets on Pyron, you deposit them into an asset pool. This pool is a collective fund that borrowers can draw from.** **2- Supported Assets: You can only lend tokens that Pyron supports. The platform provides a list of these supported assets, ensuring that the assets you deposit are eligible for lending.** **3- Interest Earnings: As a lender, you earn interest on the assets you supply. This interest is calculated based on the Annual Percentage Yield (APY), which varies depending on the specific asset you lend.** **4- Interest Rate Mechanism: Pyron uses a two-piece piecewise function to determine the interest rates for each asset. This means that the interest rate is divided into two segments, and the rate applied depends on the utilization of the asset pool. When the pool is underutilized, a lower interest rate applies, encouraging borrowing. As utilization increases, the interest rate rises, reflecting higher demand for the asset.** In essence, Pyron’s model allows you to earn a passive income by lending your crypto assets, with interest rates that adjust dynamically based on market conditions and asset demand. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.pyron.fi/pyron/lending.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.